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Lending and Finance Options for Manufacturering Companies

Is Your Manufacturing Business Struggling with Cash Flow?

Manufacturers often extend payment terms to their customers.  They complete production, deliver their goods, then invoice the customer and wait to be paid.  In the meantime, the manufacturer has its own costs to cover including making payroll, paying vendors, and paying for lease or mortgage.  This creates a cash flow problem.  However, there is a simple solution.  Many small and medium manufacturers utilize invoice factoring to improve their cash flow.

Riviera Finance works with manufacturers in all sectors including:

  • Apparel & Screen Printing
  • CNC Machining
  • Food & Beverage Co-packing
  • Supplement Manufacturing
  • Welding
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Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

How Invoice Factoring Works for Manufacturers

Invoice Factoring is a quick, alternative to bank loans. Qualifying is much more simple as well.  The main requirement is that you have accounts receivable, meaning you invoice your customers and wait a period of time for them to pay, generally 30 – 60 days. The second requirement is that you are selling to credit worthy customers.  The factoring company will check the credit history of your customers for approval.  Once you are approved, the process is simple:

  1. Complete production
  2. Deliver to customer and create invoice
  3. Send invoice to factoring company
  4. Factor will verify invoice and advance funds
  5. The factor collects payment from the customer according to payment terms

How Invoice Factoring Works for Manufacturers

The Institute for Supply Management has projected the manufacturing industry to continue to grow.  With international supply chains being strained, there continue to be a growing need for domestic production. The industry experts at Fast Radius have highlighted six key manufacturing trends: shorter supply chains, shrinking new product development cycles, growth of sustainable solutions, expanding applications for additive manufacturing, niche product growth, and continuation of talent shortage.

In order to take advantage of the growing opportunities in manufacturing, one thing is for certain, manufacturers will need working capital.  Riviera Finance has been working with manufacturers like you for more than 50 years.  Give us a call to see what we can do for you.

Learn More About Factoring

Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

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Complete the form for a Free Consultation.

Invoice Funding for Manufacturing Companies

Recent Funding

Type Of Business: CNC Machining
Factoring Line: $750,000
Location: Seattle, WA
This CNC Machine Shop has customers in a broad range of industries including automotive, semi-conductor, and medical.  They needed a quick cash flow solution in order to keep production at full capacity.  Riviera stepped in and provided working capital in a matter of days so that this thriving company could continue to grow without poor cash flow holding them back.
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What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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