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Looking for the highest degree of flexibility? Invoice factoring gives you the freedom to sell open invoices and receive cash for a set discount fee.

Working Capital When You Need It The Most

Get working capital when you need it most with non-recourse invoice factoring. Riviera Finance provides three components of service under the umbrella of full-service invoice factoring: Finance, Credit Services and Receivables Management.

Finance Options

Riviera turns your business invoices into liquid cash with non-recourse factoring.

Once you’re set up as a client, Riviera pays you cash for your Net 30 Invoices within 24 hours. We pay within 24 hours after verification that product has been received and accepted by your customer. Depending on your industry and situation, Riviera will transfer up to 95% of your invoice face value. Fees are calculated as a percent of invoice, at a pre-determined rate. See What is Factoring for the step-by-step process.

Credit Services

Riviera guarantees the credit on your factored invoices.

No need for a credit department – we’ll become your credit manager and assume the credit risk! Consider these features:

  • Riviera’s FastCredit gives instant online credit approvals on many businesses at no extra cost
  • The largest in-house and external credit databases in the business put you in control of credit decisions
  • If we factor an invoice and the customer can’t pay, we absorb the loss

Receivables Management

Riviera manages the accounts receivable process on all your factored accounts.

The time you’ll save with Riviera Finance as your receivables back-office will let you focus on what’s important — putting your creative energy into making your company grow and prosper. As your full-service factor, we handle all of the following tasks:

  • Maintaining an efficient remittance process with your customers
  • Automated invoice uploading
  • Invoice mailing and processing
  • Processing and posting of invoice payments
  • Status checking on outstanding invoices
  • Real-time alerts of disputes, returns and payment issues
  • Complete collection services customized for you
  • Detailed, customized management reports
  • Instant access to all your account information, 24/7, through ROAM, Riviera’s Online Account Management system
Get Started Now

Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

Get Started

Complete the form for a Free Consultation.

Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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Why Wait?

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