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WHAT IS INVOICE FACTORING

Invoice factoring gives businesses the power to ensure growth without diluting equity or incurring debt.

What Is Invoice Factoring?

Invoice factoring is the purchase of accounts receivable for immediate cash. Invoice factoring gives businesses the power to ensure growth without diluting equity or incurring debt. After invoices are submitted and verified, they are funded by Riviera Finance within 24 hours.

Your business needs working capital in order to take on new business, grow your business or manage everyday expenses. It’s tough to build your business when you’re waiting on your customers to pay for 30, 60 or 90 days.

Riviera Finance allows you to get paid right away. Instead of waiting for idle invoices to get paid, send them to Riviera to get paid right away. Once we buy your invoices, we become your accounts receivable department.

Take control of your cash flow with invoice factoring with Riviera Finance.

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Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

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Complete the form for a Free Consultation.


How Invoice Factoring Can Benefit Your Company

Now that we have answered what is invoice factoring, discover the benefits of factoring invoices with Riviera Finance really boil down to adding profit to your bottom line. Before you factor, make sure you can take advantage of the features of invoice factoring and leverage them into value:

Take on Additional Business

Most of our invoice factoring clients can do more business if they have better cash flow. How this works depends on your industry and your market. Some real examples are:

  • Improving or increasing marketing
  • Saying “yes” to customers who demand credit terms
  • Investing in income-producing assets–people and equipment
  • Eliminating supplier constraints
  • Shifting manpower from collection to marketing and production

Reduce Expenses

Many of our invoice factoring clients actually reduce expenses by outsourcing credit and administration to Riviera, and by leveraging their healthy cash position. The most common ways include:

  • Eliminating bad debt with Riviera’s credit guarantee
  • Reducing collection and administrative expenses
  • Receiving cash discounts from suppliers

Improve your Financial Conditions

Factoring invoices for cash enables some businesses to “get current” or reduce strains caused by tight cash flow. It also improves their own credit rating. Here are some examples we frequently see:

  • Staying current with suppliers and creditors
  • Establishing payment terms with suppliers, further improving cash flow
  • Meeting regular payroll obligations
  • Bringing payroll taxes current
small business invoice financing
Why Wait?

Start getting paid immediately

How Can Your Company Benefit by Factoring Invoices with Riviera Finance?

Every company has a unique situation. Before signing up to factor, it’s important to estimate how our invoice factoring services can increase your business, reduce your expenses, and improve your financial situation. Call a Riviera Finance representative or request information, and we can help you answer these important questions.

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How Invoice Factoring Works

Our Process

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STEP 1

Apply

Complete form & become a Riviera client

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STEP 2

Service

You deliver your products or services

Receipt Icon

STEP 3

Send

Send your invoices to Riviera Finance

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STEP 4

Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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