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CASH FLOW & GROW

Riviera Finance's Top Rated Invoice Factoring Team Since 1969

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Can’t Wait for Customers to Pay?

As the experts in accounts receivable finance, Riviera Finance provides complete credit services, invoice processing, and receivables management – a full-value package that gives you the cash flow and invoice factoring resources to meet your business objectives.

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What is Factoring

Factoring is the purchase of accounts receivable for immediate cash. Factoring gives businesses the power to ensure growth without diluting equity or incurring debt.

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Why Choose Riviera

At Riviera, our entire business process is built around immediate response to client needs, and the fastest cash turnaround in the industry. 24-hour funding is guaranteed.

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Factoring FAQ

We want to address any questions you might have regarding our program. If the information you are seeking is not here, please contact us and we will be happy to assist you.

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Invoice Factoring

Invoice factoring is the purchase of accounts receivable for immediate cash. Invoice factoring gives businesses the power to ensure growth without diluting equity or incurring debt.

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Services

Financing solutions tailored to your cash flow needs. Explore our services to see how you can unlock working capital for growth and expenses.

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Industries

Riviera Finance provides working capital and factoring services to business in any industry or trade as long as you invoice your customer.

20k

Customers

4.9

Star Google Rating

55

Years in Business

25

Locations
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The Riviera Difference

Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing and a top invoice factoring company. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies.

We are the experts in invoice factoring and accounts receivable management. Riviera Finance maintains offices throughout North America to provide face-to-face service and expert financial solutions to small and medium-sized businesses. Currently serving more than 2,000 clients, Riviera holds an excellent credit rating, has shown consistent, positive earnings and maintains a diversified capital base.

We have more than 25 invoice factoring company offices located throughout the US and Canada to handle all of your invoice factoring needs.

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Our Process

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STEP 1

Apply

Complete form & become a Riviera client

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STEP 2

Service

You deliver your products or services

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STEP 3

Send

Send your invoices to Riviera Finance

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STEP 4

Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

Excellent
Riviera Finance
Based on 787 reviews
Riviera really is top notch when it comes to factoring services. Fees are very reasonable, service is timely, and best of all are the people. They work hard to establish a true long-term relationship with their customers. Thank you Riviera!
Great team there at riviera , been working with them for almost a decade, much better options than your typical loans. Increase your business efficiency and give them a call. Thanks again rita and anita.
If you need funding fast and a team you can trust, go with Riviera Finance. From the very first step of the application process, they made everything incredibly easy and transparent. Factoring can sometimes feel complex, but they guided me every step of the way to ensure I was funded quickly.
A special shout-out to my Account Executive, Peter Nguyen, who truly went above and beyond. Peter was always available to answer questions, and made me feel like a priority rather than just another account. This is the team to choose if you need a reliable financial partner. Thank you, RF team!
Great factoring company always always super helpful
Since 2022 to the present, it has been a pleasure working with Anita, Rita, and the entire staff at Riviera Finance. The level of service they provide has truly elevated our company and supported our continued growth.
We have been working with Riviera Finance Since Jan 2025 and the customer service we receive from Rita ,Anita , Marjhey our representatives is top notch. They are extremely responsive and go the extra mile to make sure we are taken care of.
Riviera Finance has been great. We have been using their services for many years and all the team members are so helpful. Their web based system integrates with QuickBooks so easily it makes using their service very efficient. When learning their system if I had any questions or problems someone has always been available to quickly correct any issues. As a small business owner Riviera allows us to get our money quickly to continue servicing our customers without any delays. We will continue to use Riviera for the foreseeable future.
Riviera has great people I work with for more than 18 years. Anita and Rita are 5+++ stars , love working with them
Great company, very responsive and professional staff!!
Stacie L. Harrison and Janet Barba are always there to help us with our Factoring needs. thank you for your customer service and have a great Christmas.
Riviera Finance has been a great asset for our business. Stacie and Janet are very attentive and great to work with. Highly recommend!!
Amazing service and great people. Thanks, Janet and Stacie, for always being so attentive to all our needs.
We have had a great experience working with Riviera Finance. Nataly Cortes has been outstanding to work with—professional, responsive, and very knowledgeable. She is always available to answer our questions. Her attention to detail and commitment to excellent service truly made a difference. We highly recommend Riviera Finance, especially working with Nataly Cortes.
I've never had an issue with this company. Samantha is always in contact with me and answers all my questions promptly. Highly recommend this company for your factoring. Try to get Samantha out of the Houston office.. she is the best!!
Riviera Finance provides great service and a very professional experience. Their team is responsive, knowledgeable, and easy to work with. They take the time to explain the process and make everything run smoothly. I highly recommend Riviera Finance to anyone looking for reliable and efficient financial services.
So grateful I crossed paths with Riviera Finance. Thavi got me set up and rolling in no time. Celeste Brown was so helpful and patient with me throughout portal tutorial showing me in detail how to submit invoices to factor, and she is quick on replies through email/phone. The stress of waiting 30-60 days to get paid are behind me.
Jose
FLT
We recently had an outstanding experience working with Riviera Finance and wanted to share my positive feedback.

The entire process was incredibly smooth. From start to finish, the application process was exceptionally easy and straightforward. I was also very impressed to find that Riviera Finance offers great rates to work with, which made a significant difference for our business needs.

A special thank you goes to Elvia for her outstanding professionalism during the enrollment process. Her guidance and clarity made signing up a breeze. Additionally, Natalie W., our account executive, has been fantastic. Her great support and assistance have been invaluable.

Overall, I highly recommend Riviera Finance to anyone in need of their services. Their team provides excellent service and a seamless experience.

R. Charles
Perfect Team Solutions
5/5 stars for me. This place has always been my factoring company and have never let me down in the years that I've worked with them. I wanna give a special thank you to all staff especially Rochel!! Full recommendation. Landi Transport Inc.
The staff is very knowledgeable and provides prompt assistance and resolutions in a timely manner.
Working with Riviera Finance has been a great experience. Celeste has been especially helpful, always responsive and knowledgeable whenever I have questions. One of the things I appreciate most is their reliability—payments are always made on time, with no delays or issues. Their professionalism and consistent service make them a company I fully trust and recommend.
Riviera Finance has been an absolute game-changer for our business. We’ve been a loyal client for over 25 years, and the consistency of their service has been outstanding. Sandy Newman, Maria Sandoval, and Teresa Alejo are an incredible team—professional, responsive, and genuinely committed to helping their clients succeed. Every interaction is smooth, efficient, and handled with care.

It’s rare to find a group that combines expertise with such friendly and reliable service. After more than two decades of partnership, we can confidently say Riviera Finance is a company you can trust. Highly recommended!

Dan Boaz
CEO/President
AirFreight.com Inc.
We have been working with Riviera for a couple of years now, and I absolutely love working with them. Our rep is Rochel and communication is 10/10, she is very kind and always make sure we understand every process. I highly recommend this factoring!
Excellent service! Fast funding, clear communication, and a team that truly cares. Highly recommended for any business needing dependable factoring support.

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Find a Location Near You

Companies across the United States and Canada depend on Riviera Finance to deliver reliable local service to support their daily cash flow needs. Wherever you are, we have an invoice factoring company office with experienced professionals to serve you.

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