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Helena, Montana

Invoice Factoring Office

Providing cash flow solutions and invoice factoring to businesses in: Helena, Billings, Bozeman and other cities in Montana.

Montana businesses that require financing should be aware of the services offered by Riviera Finance, a leader in providing invoice factoring and other alternative financing solutions for businesses of all sizes and in all industries. Invoice factoring in Helena, Billings and Bozeman, as well as other Montana locations, makes it possible to collect immediate cash for your invoices. Many businesses face cash flow challenges while they wait 30 days or even longer for customers to pay.

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Working Capital Made Simple

Riviera Finance offers working capital solutions for businesses to improve cash flow and continue business growth in Helena, Billings, Bozeman, and other cities in Montana. Our team is ready to move quickly for you in order to solve cash flow problems you may be experiencing and get you the relief you need.

Local New Business Support Team

Elizabeth Stites, Operations Manager

Elizabeth Stites

Operations Manager
Diego LaRosa, Account Executive

Diego LaRosa

Se habla Español
Account Executive

The Riviera Advantage

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We take the credit risk on all the invoices we factor

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You select which invoices to factor

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Personal Service

Dedicated account team with direct contact

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Complete the form for a Free Consultation.

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What Is Invoice Factoring?

Typically, businesses send out invoices and wait for customers to pay. As you probably know, not everyone pays promptly. You may have to spend some time making calls or sending emails to remind a customer to pay their invoices. All of this impedes your cash flow. Invoice factoring is an alternative way to handle invoicing that keeps money flowing consistently into your business. Here’s how invoice factoring in Helena, Billings, Bozeman and other Montana locations works when you’re a client of Riviera Finance.

  • Select the invoices you want to factor
  • Provide your products and services to your customers
  • Collect payment from Riviera within 24 hours
  • Your customers pay Riviera directly

Top Benefits of Invoice Factoring in Montana

Invoice factoring in Billings, Bozeman, Helena, and other Montana locations helps your business in several ways.

  • A financing option for small and new businesses. To get a bank loan you usually need experience and a solid credit rating. Factoring companies look more closely at your customers’ financials than yours.
  • Boosts your cash flow without debt. Invoice factoring isn’t a loan so it doesn’t involve incurring any additional debt.
  • Expand your business. When you have better cash flow, you can afford to invest in inventory, upgrade your equipment or technology, and increase your marketing efforts.
  • Helps you build stronger credit. With better cash flow, you’ll be able to pay bills quickly which often results in better terms from suppliers. You’ll also be able to pay bills without using your available credit which can help to raise your credit rating.
  • Lower expenses associated with collections. The more invoices you factor, the fewer resources you need for collections.

Why Choose Riviera Finance?

If you want to enjoy the full benefits of invoice factoring in Helena or other areas in Montana, make sure you choose the right invoice factoring company. Riviera Finance opened in 1969, has an excellent credit rating and has earned a profit throughout its history.

We’ve served over 1,400 clients in industries such as wholesaling, trucking, janitorial, security and many others. We provide the maximum possible funding for your business. We factor invoices of all amounts ranging from $10,000 to $1 million . Riviera Finance helps businesses with many types of financing.

If you have a business in Montana, contact Riviera Finance to find out how we can help your business grow.

Recent Businesses Served


Government Contractor/Distributor

Factoring Line


This government contractor sells PPE to the state of California. With the increased demand due to the Covid-19 outbreak, they needed some cash flow quickly to keep up with the demand. They submitted their application over a holiday weekend and four days later received $750k in their bank account. They are now able to pay their supplier on-time and continue fulfilling more orders.


Transportation Broker

Factoring Line


Established in 2005, this company needed to maximize cash flow to handle seasonal increases in load volume and a surge in new contracts. Riviera Finance quickly established a full-service factoring line which provides free credit checks and converts invoices to cash within 24 hours. The client is funded twice a week on a non-recourse basis. As a value-add, Riviera Finance prepares and mails checks to the client’s carriers.
Between April and June 2013, this client doubled its factored volume and continues to experience healthy growth.


Renewable Energy Contractor

Factoring Line


This contractor providing geothermal loop installation as well as drilling & trenching found themselves in a bind when a customer was slow to pay and they needed to make payroll the following week. Within a week of initial contact, they were approved and received their first funding, in time for payroll. Learn more about Financing for Renewable Energy Companies.

Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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