Skip to main content

SMALL BUSINESS FINANCE OPTIONS

Working Capital To Fund Your Business Forward

Small business finance is all about maintaining healthy cash flow. However, small business owners face constant challenges to cash flow. These can include seasonal fluctuations, unexpected orders, product returns, customer disputes and delinquencies, unplanned expenses, vendor price increases, taxes, regulations, etc.

Unfortunately for the small business owner, most customers want to wait 30-60 days to pay, while most suppliers want to be paid immediately.  This is especially true when the small business is new and credit is not yet established.  This “cash flow gap” is a major reason to secure some form of small business finance.

For business-to-business (B2B) companies, it’s a good idea to have a backup source of accounts receivable financing that can turn outstanding invoices into cash when needed.

Get Started Now

Our Process

Checklist and Shield Icon

STEP 1

Apply

Complete form & become a Riviera client

Handshake icon

STEP 2

Service

You deliver your products or services

Receipt Icon

STEP 3

Send

Send your invoices to Riviera Finance

Bills - Icon

STEP 4

Get Paid

Riviera verifies & pays you within 24 hours

What Is Invoice Factoring?

Invoice factoring is a service where a factoring company purchases your accounts receivable and provides you with immediate cash. In this type of small business financing, your company gets credit based on the payment history of your customers.  You deliver products and services to your customers as you normally would. Rather than having to wait for the customer to pay your invoice, however, you get immediate cash. The customers then pay what they owe to the invoice factoring company.

Invoice factoring is a simple process for small business funding. It can be more available and flexible for small business than obtaining a small business loan or using personal or business credit cards to pay expenses. With this process, you can gain control over your business’s cash flow.

Learn More About Factoring

Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

Get Started

Complete the form for a Free Consultation.


How Riviera Finance Benefits Your Company

Riviera Finance is one of the most trustworthy and experienced invoice factoring companies. We’ve been in business since 1969 and have helped businesses in many industries improve their financial situation. Here are some of the ways that working with Riviera Finance can help small businesses.

The Riviera Finance Advantage

Grow your business faster.

Lack of cash flow holds back many small businesses. With invoice factoring, you have more cash on hand, which can be used for a variety of purposes. You might be able to take on more clients, purchase necessary equipment or hire more employees.

Keep up with expenses.

Keep up with expenses, such as payments to your own suppliers and creditors, payroll taxes, and other everyday business expenses.

Get funding immediately.

Riviera Finance guarantees 24-hour funding.

Simple process.

Applying for invoice factoring is a fast and easy process. There are no set-up fees or long-term contracts required.

You have the reassurance of working with a stable and trustworthy company.

Riviera Finance has maintained the same ownership and has earned a profit every year since its opening in 1969. We have 25 offices and more than 150 employees in locations throughout the United States and Canada. You can access your accounts online or by phone 24/7.

A business finance alternative to loans.

Many small businesses seek loans when they need financing. Unlike loans, however, invoice factoring doesn’t depend heavily on your personal credit. When you sign up for invoice factoring, you’re not incurring debt. This helps you maintain and build your credit.

Invoice factoring is an easy way to improve cash flow and business finances for your small business. It’s a method that works for all kinds of businesses, regardless of your size and experience. To find out more about how invoice factoring can help improve your business finances, contact Riviera Finance today.

Get Started
Small Business Financing

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
View All Testimonials
Why Wait?

Start getting paid immediately

Recent Invoice Factoring News & Trends

CHIPS act for america 2022 recapBusiness GrowthBusiness ResourcesCash Flow
June 27, 2024

CHIPS Act Recap

The Commerce Department recently announced plans to provide significant funding to companies engaged in semiconductor manufacturing and other…
10 Ways to Increase Profitability of Your Trucking BusinessBusiness FinanceBusiness GrowthFreightTransportation FactoringTrucking News
June 19, 2024

10 Ways to Increase Profitability of Your Trucking Business

Running a profitable trucking business isn't easy these days. There's lots of competition, fuel prices are rising and…
benefits of medical receivables factoringBusiness GrowthCash Flow
June 13, 2024

7 Key Benefits of Medical Receivables Factoring

Medical invoice factoring, or medical receivables factoring, is a financing method where a business sells its unpaid invoices…