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What is Accounts Receivable Factoring?

Also known as accounts receivable financing, factoring is a transaction that involves selling receivables to a factoring company. The receivables factoring company pays the business owner (you) for your outstanding invoices. Then, the factor is paid by your customer.

Accounts receivable factoring is used to smooth out the gaps in your cash flow caused by slow-paying customers. It’s a debt-free way to get paid sooner by unlocking the cash tied up in unpaid invoices. Since it’s not a loan, there is nothing to repay.

Rather than waiting 30, 60 or 90 days for payment from a customer, factoring accounts receivable helps your business get paid immediately for goods and/or services you’ve already provided.

Riviera Finance is a leading accounts receivable factoring company for more than 50 years and has helped many business owners with payroll funding and cash flow issues.

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Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

Benefits of Accounts Receivable Factoring with Riviera

Once you are a client, an invoice and verification of services is all it takes to get your business funded.

Let Riviera Finance be your accounts receivable factoring company. Factoring accounts receivable is a great way to increase your working capital. Better cash means easier payroll funding and the ability to grow your company.

Discover how lucrative factoring accounts receivable can be. AR factoring is simple and requires a freight bill or invoice and verification of services. Improve your company’s financial condition by increasing the working capital that you can invest back into your business. Discover the advantages of an accounts receivable factoring company.

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Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

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Complete the form for a Free Consultation.

Full-service accounts receivable factoring

What Types of Businesses Factor Receivables?

If you’re a B2B company, you’re likely eligible for accounts receivable factoring, even if you’re a startup. It’s important to remember that it doesn’t matter if you have less-than-perfect credit.  You can obtain the financing you need by selling your accounts receivable to a factoring company.

We work with a variety of industries, including:

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What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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