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Cash Flow Management for Business Owners

For anyone with a small or medium sized business, one of the biggest concerns is cash flow management. Cash is the lifeblood of any business. It allows you to keep producing more of the products and services that your customers buy. You need cash to pay your employees and, if you have a storefront business, to keep your doors open and pay your bills.

Cash flow for a small or medium sized business is not always a simple matter, though. If you hit a slow period in business or some customers who are slow to pay, you can run into serious cash flow problems. If you find that managing cash flow is a problem, one of the most innovative solutions is invoice factoring. This is a process that can quickly provide you with the working capital and help you need during otherwise challenging periods.

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Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

Managing Cash Flow with Invoice Factoring

Invoice factoring is a financial service in which one company purchases the accounts receivables (or invoices) from other businesses. This is a process that helps small businesses operate with more predictable cash flow. You typically may have to wait 30 or 45 days for a customer to pay an invoice. In some cases, this gets stretched out even longer when you have slow paying customers that are late with payments. This means some months you may find yourself short of cash. With invoice factoring, however, your cash flow is stabilized and you get the funds you need instantly. Invoice factoring is one of the services offered by Riviera Finance, one of the most experienced and highly-rated companies in the financial services sector.

How Riviera Finance Helps Your Business with Cash Flow Management

Riviera Finance has been helping small and mid-sized businesses improve cash flow for many decades. Since their founding in 1969, they have grown into an industry leader that manages more than 50,000 invoices per month. They provide flexible financing solutions that help your business in a number of ways.

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Benefits of Invoice Factoring

Riviera Finance works with a variety of companies in the US and Canada to help them maintain cash flow and meet weekly financial demands.

Immediate Cash

Our process is built around immediate response to client needs, and the best cash turn around in the industry.

Quick Credit Checks

Receive Credit Checks on Your Customers

Low Risk

Competitive Rates and No Hidden Fees

Financial Freedom

No Debt is Created

Bad Debt Protection

Riviera takes on all the credit risk!

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Complete the form for a Free Consultation.

Cash Flow Analysis | Meet Business Expenses

The Riviera Invoice Factoring Process

If you’re not familiar with invoice factoring, you may be concerned that the process is too complicated. On the contrary, it’s actually very simple and straightforward. There are only a few steps involved.

  • Allows you to expand and reach your full potential. Lack of cash flow holds you back. With invoice factoring, you get the funds you need to hire employees, purchase inventory, upgrade your equipment, maintain operating cash flow and expenses and take other steps needed for growth.
  • Lower your business expenses. One paradox about cash for a business is that the more you have, the less you often need. For example, when you pay cash many suppliers will give you discounts and more favorable terms. You can also save money on efforts now directed at collections. With invoice factoring, you no longer have to chase customers for payments.
  • Improve your credit and financial situation. Unlike traditional business loans, invoice factoring doesn’t saddle you with more debt. Since you have more cash on hand, you can also pay off outstanding debts which helps you strengthen your business credit.
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How to Start Factoring Your Invoices for Cash

  • Register with Rivera Finance and get a free quote for invoice factoring.
  • Decide which invoices you want to factor. This can be all of them or only a certain portion of them.
  • Riviera Finance pulls credit on your customers, sets a limit and sets the process in motion.
  • Your business delivers its products or services as usual. Riviera verifies that the customer has received their shipment or service.
  • You get cash from Riviera within 24 hours. Invoices are forwarded to Riviera and the customer pays them directly.

The main point to understand about invoice factoring is that you get paid upfront rather than having to wait until your customers are ready to pay in 30, 60 or 90 days. This is why it’s such a powerful cash flow for small business strategy.

With Riviera, you’ll always know the status of all your accounts. Using their convenient ROAM (Riviera Online Account Management) system, you can easily look up all of your transactions online. To learn more about invoice factoring or to get a quote, contact Riviera Finance today.

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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