New Jersey and New York City Invoice Factoring Office

Mercerville, NJ 08619 | Phone: 800-322-8488 or 609-275-1399

Providing invoice factoring, payroll funding and working capital to
businesses in: Mercerville, New York City and all cities throughout New Jersey and New York. 

Riviera Finance is an invoice factoring company providing the following services for companies throughout Mercerville and New York City and all businesses throughout New Jersey and New York.

Phone Numbers And Address:

Fax: 609-631-7455

3525 Quakerbridge Road
Suite 904
Mercerville, NJ 08619

New Jersey & New York City Contacts   (Se habla Español)

New Business:

David King, BDM BaltimoreDavid King , Business Development Manager (New York, New Jersey, Philadelphia, DE, MD, Washington, DC and New England)


Geraldine Alvarado, Business Development Representative




The Riviera Process

invoice factoring process

how invoice factoring works

Recent Fundings

Keeping Up With Increasing Demand

Type Of Business: Security Guard Company
Factoring Line: $1,600,000
Location: New York
This well established, family owned security guard company obtained a large purchase order with a major firm for their services. However, they were already completely using up two existing credit lines with large banks in New York. They began to search for an alternative source of lending so that they would not have to turn down this opportunity. After being approved by another lender who was slow to fund them, they called Riviera. We approved the deal, paid off both lines of credit, which totaled over $1.6 million and funded them in only nine working days! Now the client is consistently and easily making payroll with their advance of 90+%. With the help of our Online Account Management Program (a free service we provide to all of our clients), they can now retrieve the status of their 1000+ invoices online. The family is now able to focus on their treasured security business and can leave all the troublesome and tedious accounting to Riviera. After all, it’s what we do best!

Improving Cash Flow for a Growing Company

Type Of Business: Wholesale Food
Factoring Line: $200,000
Location: New York
This food caterer created her own premium packaged food line which was picked up by grocery stores.  The packaged food sales grew quickly and are now carried in over 75 stores.  This high demand was great for business, but waiting for payment from some of the large chains for up to 60 day was hurting their cashflow.  A thriving business like this depends on cash flow to keep operations running.  She was looking for flexible financing that would be a back-up source of capital when she needed it.  Fortunately, she found Riviera and was able to factor her first invoice within two weeks once Riviera was able to quickly secure a subordination from the SBA on her existing payroll protection loan.  She now has the ability to continue to fulfill her growing orders!

Replacing a Bank Line with a Flexible and Reduced Risk Factoring Line

Type Of Business: Fashion Apparel
Factoring Line: $1,000,000
Location: New York
A large fashion apparel wholesaler who has been in business for 11 years found themselves cash strapped even as sales were increasing, due to the long payment terms their big name retailers required.  They had an existing bank line of credit but the amount was restrictive.  They hired an industry consultant to help with their growth.  The consultant introduced them to Riviera Finance, as an alternative to their bank financing because of the flexibility a factoring line allows a business, the ability of the factoring line to increase quickly as the businesses capital needs change, and as a way to reduce their risk of bad debt.   They now have a source of capital for their growing business and can rest easy knowing that if one of their retail customers were to suddenly file for bankruptcy, they won’t be hit with an unpaid invoice because Riviera takes on the credit risk of the invoices we purchase.