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North Carolina

Invoice Factoring Office

Financing solutions tailored to your cash flow needs. We provide receivable-based funding solutions that get you paid faster in North Carolina, South Carolina, and Virginia.

The Riviera Finance Charlotte office provides financing solutions and invoice factoring services to companies in Charlotte, Raleigh, Virginia Beach, Columbia, Norfolk, and all other cities throughout North Carolina, South Carolina, and Virginia.

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Charlotte Office - Skyline
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8307 University Executive Park Dr.
Suite # 250
Charlotte, NC 28262

Working Capital to Fund Your Business Forward

Riviera Finance offers working capital to help your business fund growth projects or manage everyday expenses in Charlotte, Raleigh, Virginia Beach, Columbia, Norfolk, and all other cities throughout North Carolina, South Carolina, and Virginia. Our team of financial professionals is ready to help you with the following types of services:

Local New Business Support Team

Barry Spencer, Business Development Manager

Barry Spencer

Business Development Manager

Ashlee Bourassa

Business Development Representative

The Riviera Advantage

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We take the credit risk on all the invoices we factor

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You select which invoices to factor

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Personal Service

Dedicated account team with direct contact

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Complete the form for a Free Consultation.

Cash Flow Analysis | Meet Business Expenses

Charlotte, NC Invoice Factoring Resources

Invoice factoring is an alternative financing method in which businesses sell outstanding customer invoices to a third party company, known as a factoring company, in exchange for a cash advance. Invoice factoring helps businesses turn unpaid invoices into working capital and boost cash flow in as little as 24 hours. Here are some resources to help you better understand invoice factoring, how it works and determine if it’s a good solution for your Charlotte business. 

Recent Businesses Served



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A Charlotte dump trucking company was referred to Riviera Finance. The company had fallen behind on its truck payments. Riviera was able to factor their invoices and catch up the truck payments from the first funding with a small $100,000 factoring line of credit. Riviera now has a healthy and satisfied new client with a happy and current truck lender. Riviera recently doubled this client’s line to $200,000 due to increased business.


Underground Cabling

Factoring Line


A Charlotte Underground cabling company was referred to Riviera Finance. After more than a year of hesitation, they decided to proceed, starting with a $100,000 factoring line of credit. Riviera evaluated the situation and found six active UCC filings which needed subordinations or payoffs. Riviera was able to work with their creditors to be able to finance their accounts receivable. This company no longer has to worry about meeting payroll and covering expenses. Riviera doubled the line to $200,000 to continue to support their growth.



Factoring Line


This business owner had experience in construction and used his connections to start a staffing service for the industry.  Something that can quickly put a new company out of business is providing services on extended payment terms to a customer with financial problems.  Riviera helped this client to avoid doing business with a customer who was headed towards bankruptcy. Another benefit of being a Riviera client is our credit services with free credit checks.  This client is now doing business and factoring the invoices for the services provided to financially stable companies.

Our Process

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Complete form & become a Riviera client

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You deliver your products or services

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Send your invoices to Riviera Finance

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Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
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