Charlotte, NC Invoice Factoring Office

Charlotte, NC 28262 | Phone: 800-693-7157 or 704-510-0112

Providing cash flow solutions to businesses in: North Carolina, South Carolina, and Virginia

Riviera Finance is an invoice factoring company providing the following services for companies in Charlotte, Raleigh, Virginia Beach, Columbia, Norfolk and all other cities throughout North Carolina, South Carolina, and Virginia.

Phone Numbers And Address:

Fax: 704-510-0441

8307 University Executive Park Dr.
Suite # 250
Charlotte, NC 28262

Charlotte Contacts

New Business:

Barry Spencer




Barry Spencer, Business Development Manager

Ashlee Bourassa, Business Development Representative

The Riviera Process

invoice factoring process

how invoice factoring works

Recent Fundings

Perseverance Pays Off

Type Of Business: Underground Cabling
Factoring Line: $100,000
Location: Charlotte, North Carolina
A Charlotte Underground cabling company was referred to Riviera Finance. After more than a year of hesitation, they decided to proceed, starting with a $100,000 factoring line of credit. Riviera evaluated the situation and found six active UCC filings which needed subordinations or payoffs. Riviera was able to work with their creditors to be able to finance their accounts receivable. This company no longer has to worry about meeting payroll and covering expenses. Riviera doubled the line to $200,000 to continue to support their growth.

No Challenge Too Big for Riviera

Type Of Business: Credit Agency
Factoring Line: $200,000
Location: South Carolina
A small SC company that ran personal credit and background reports for large multi-national companies was referred to Riviera. This company had been using easy to acquire short term loans to finance its operations. These costly loans were being used more and more frequently. Riviera was able to provide a more structured arrangement with a $200,000 factoring line of credit.  This provided consistent cash flow for future operations, as well as enabling the client to pay off a State tax lien and the costly short term daily pay loans which were killing his cash flow.

Creative Funding

Type Of Business: Transportation
Factoring Line: $200,000
Location: Charlotte, NC
A Charlotte dump trucking company was referred to Riviera Finance. The company had fallen behind on its truck payments. Riviera was able to factor their invoices and catch up the truck payments from the first funding with a small $100,000 factoring line of credit. Riviera now has a healthy and satisfied new client with a happy and current truck lender. Riviera recently doubled this client’s line to $200,000 due to increased business.

Type Of Business: Trailer Repair
Factoring Line: $100,000
Location: Virginia
A local trailer repair shop owner was set to retire, however he didn’t want to layoff all of his loyal employees.  Another local business owner wanted to buy the business.  Once the sale was completed, Riviera stepped in to provide cash flow through our invoice factoring services, so the new business owner could make regular payroll and cover business expenses right away.

Type Of Business: Telecom
Factoring Line: $100,000
Location: Oklahoma
This client was referred to Riviera by another lender who was unable to approve them.  His company had recently turned down several jobs because of lack of capital.  Once Riviera approved his company and provided credit approvals on his potential new customers, he felt confident and was able to accept $60,000 in new business his first month of factoring with Riviera.  We are happy to have him as a client and be a part of his company’s growth!

Creative Funding

Type Of Business: Staffing
Factoring Line: $300,000
Location: South Carolina
This business owner had experience in construction and used his connections to start a staffing service for the industry.  Something that can quickly put a new company out of business is providing services on extended payment terms to a customer with financial problems.  Riviera helped this client to avoid doing business with a customer who was headed towards bankruptcy. Another benefit of being a Riviera client is our credit services with free credit checks.  This client is now doing business and factoring the invoices for the services provided to financially stable companies.

Type Of Business: Manufacturing
Factoring Line: $100,000
Location: High Point, NC
The recent surge in demand for hand sanitizer due to the Covid-19 pandemic created new sales opportunities for this bottled goods manufacturer of 10 years.  However, in order to expand their production and take on more business, they needed access to working capital.  Riviera was able to advance $45,000 based on open A/R and establish a $100,000 factoring credit limit.  This manufacturer is now able to seize the opportunity to expand their business.