Skip to main content

How can Riviera Finance help with my company's payroll funding?

Invoice Factoring FAQs

Riviera Finance provides payroll funding and added cash flow through accounts receivable factoring and payroll factoring. By choosing this form of small business financing over a small business loan, you are choosing more cash flow without adding debt.

Our full-service invoice factoring can provide working capital, payroll advances, payroll services, and more for your company.

Payroll Funding Services with Riviera Finance

  • Accounts Receivable Factoring
  • Payroll Factoring
  • Maximum Cash Flow for Payroll Advances and All Temporary Staffing Expenses
  • Full Payroll Services Upon Request
Invoice Funding

Unlike a small business loan, a payroll factoring line will maximize your working capital without adding debt. Factoring brokers know that factoring is an excellent and flexible small business financing tool for companies of all sizes.

Payroll factoring is a specialized form of accounts receivable factoring. By submitting signed time cards and invoices, you can receive immediate payroll funding. Our full-service product not only gives payroll advances, but cash for all the costs of running your company, while providing complete back-office payroll services. Compare our debt-free method of small business financing to small business loans.

Factoring Brokers

Factoring brokers and their clients have been using Riviera Finance for accounts receivable factoring and payroll factoring for 40 years. Some use us only to raise working capital for payroll advances. Others use our full-service payroll funding program including payroll services. Let Riviera Finance design a solution for your needs.

Factoring brokers? Contact Riviera Finance for complete program information.

Our Process

Checklist and Shield Icon



Complete form & become a Riviera client

Handshake icon



You deliver your products or services

Receipt Icon



Send your invoices to Riviera Finance

Bills - Icon


Get Paid

Riviera verifies & pays you within 24 hours

Benefits of Choosing Riviera as Your Factoring Company

Speed of Delivery

Our process is built around immediate response to client needs, and the fastest cash turn around in the industry.

Dependable Service

We have 125 skilled employees at key locations across the U.S. approving credit, processing invoices, and wiring.

Maximum Cash Advances

We pay the highest cash advances in the industry and strive to fund our clients without holding reserves.


Riviera’s Online Account Management system, your accounts are available online 24/7.


Simple applications, no set-up fees, and no long-term contracts make getting started with Riviera easy.

Personal Service

Hearing what our clients need and consistently delivering it builds trust and a satisfied customer relationship.


To best serve our diverse client base, Riviera has dedicated support, in your time zone, that speak your language.

Financial Stability

You can feel secure knowing that funds are always available for your next funding.

Recent Fundings



Factoring Line


This healthcare staffing business had been operating for a year and was looking to increase working capital to support rapid growth. Initially, they got an MCA loan. The decision caused a reduction in working capital because of high monthly payments and hindered their growth.

Their accountant suggested Riviera to support their working capital needs and future growth with Accounts Receivable Factoring. Riviera Finance was able to payoff the existing loan and provide needed working capital to meet their growing payroll.


Transportation Broker

Factoring Line


Established in 2005, this company needed to maximize cash flow to handle seasonal increases in load volume and a surge in new contracts. Riviera Finance quickly established a full-service factoring line which provides free credit checks and converts invoices to cash within 24 hours. The client is funded twice a week on a non-recourse basis. As a value-add, Riviera Finance prepares and mails checks to the client’s carriers. Between April and June, this client doubled its factored volume and continues to experience healthy growth.


Specialty Wholesaler

Factoring Line


A specialty wholesaler that distributes exclusively to assisted living facilities and the health club industry was looking for a way to grow their business without creating debt. They also needed to find a way to extend large credit lines to customers without risking personal assets. Riviera offered them a way to accomplish both of these objectives. Now after factoring for over a year with Riviera, this company relocated to a state-of-the-art warehouse facility. They are on target to do $5MM in sales, easily meeting payroll and forming a wholesale subsidiary to increase business and profit margins further.

Why Wait?

Start getting paid immediately