Top Small Business Credit Terms All Business Owners Should Know

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Financial and Credit terms you should know

 

If you have a small business, there’s a good chance you’ll need to apply for a loan or other type of financing at some point. In order to understand the process, you should be familiar with the lingo. Here are some of the most frequently used financial and credit terms you should know. Chances are, you’ll already know some of these while you might need a refresher on others. Read more

How to Make Online Ads More Effective

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How to Make Online Ads More Effective | Riviera FinanceEvery business that advertises online is seeking ways to improve conversions. It’s getting more challenging all the time to see a positive ROI on Facebook ads, Google AdWords, and other online advertising platforms. As competition gets fiercer and consumers more discerning, you need more sophisticated tactics for conversion rate optimization. Let’s look at some of the strategies that are best for improving the effectiveness of your online ads. Read more

Top Blogs of 2017

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Top 5 Small Business Blogs of 2017 | Riviera Finance2017 has been a great year for Riviera Finance. We’re dedicated to helping our customers not only with cash flow solutions, but also with general business tips and best practices.

We’ve shared 50+ blogs in 2017. So, without further ado, let’s look at the most popular blogs this year:

Like us on social media and come back in 2018 for more tips and ways to improve your cash flow and grow your small business.

If you’re looking for a partner to help with cash flow management, find out how our invoice financing solutions can help your business grow.

5 Ways to Improve Your Entrepreneurial Creativity

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How to Improve Your Entrepreneurial Creativity | Riviera FinanceIf you’re an entrepreneur, creativity is one of your most valuable assets. You always have to be ahead of the curve and ready to profit from the latest trends. Here are five ways to enhance your creativity and make it easier to come up with ideas that will build your business.

Be Open to Diverse Points of View

Even the most intelligent people tend to insulate themselves from unfamiliar perspectives. If you really want to think outside the box, you have to identify your own particular “box” and consider other points of view. Read books and magazines that you would normally avoid. Talk to people with opinions that differ from yours. Study new disciplines. As you open yourself to more perspectives, you’ll acquire tools and knowledge that help you in your journey as an entrepreneur.

Express Problems Visually

Some people are naturally visual thinkers. If you fall into this category, it’s probably natural for you to create drawings, diagrams or other visual representations of any projects you’re working on. However, even if you’re not particularly visual or think you have no artistic talent, it’s beneficial to pick up a pencil, pen or marker and start drawing. This is a good way to use a different part of your brain. Even a simple flow chart can provide you with a new perspective on a problem.

Take a Trip

Traveling is one of the best ways to stimulate creative thinking. Whether you take a drive to a new neighborhood or city or fly to another continent, you’ll be experiencing new scenery and meeting new people. When you do travel, make it a point to learn as much as you can about the places you visit. Find out about history, try new foods and explore. If you’re traveling to a country where they speak another language, take the time to learn at least a few words in the new language.

Walk More, Sit Less

If you work in an office or even at home, it’s easy to get into a rut. Staying in one place all day is not conducive to creative thinking. Walking around, either indoors or outdoors, provides you with stimulation. Try walking in different neighborhoods and, when possible, in nature. Even if you can only manage a short walk at lunch around the company parking lot, that’s still better than sitting behind your desk all day. There’s also research that indicates that sitting is not good for your health. Walking is a great antidote to sitting all day. It’s an activity that’s good for your health as it stimulates your mind.

Unplug From Your Devices

Many people nowadays, especially entrepreneurs, are tethered to their devices from the moment they wake up until the time they fall asleep. Perhaps the alarm on your phone even wakes you up. All of this dependence on electronic devices can be physically, emotionally and even intellectually draining. There’s even evidence that constant exposure to phones and other devices contributes to fatigue. Make an effort to unplug for at least a couple of hours every day. Keep your devices off while you sleep. If you need an alarm, use an old-fashioned alarm clock to wake up.

If you’re bringing on new ideas, tools or products you may require some additional capital to help fund these initiatives – consider invoice factoring to help you maintain cash flow and allow you to take time to start up these new programs. Riviera Finance has helped businesses maintain cash flow for more than 40 years.